JaNa Craig Says a Man Using 30% Utilization Is the One for Her in New Dating-Inspired Series With Credit One Bank (Exclusive)

We’re all looking for “the one”. But looking for your “credit one” (love + somebody with good credit habits)? Now that’s where things get complicated. Just ask JaNa how her search is going for her perfect “credit one”.

That’s the playful premise behind You’re the Credit One for Me, a new reality-inspired digital series from Credit One Bank that blends dating show drama with real conversations about credit habits. The social-first series, which debuts with new episodes every Thursday, invites viewers to think about relationships in a slightly different way: through the lens of credit. 

Craig exclusively stopped by Us Weekly to talk about the project, why credit responsibility is high on her list of dating priorities — and the credit habits that make someone instantly more attractive. 

“When I first heard the concept, it was an immediate yes,” Craig tells Us. “It literally relates to my life. I do like a guy that has good credit, so it felt like they were making a story about me.” 

While reality dating shows often focus on romance and drama, You’re the Credit One for Me puts credit compatibility front and center. For Craig, that conversation has always been important. 

“It’s always been a priority to me,” she explains. “I just love that that’s the main focus of the series.” 

The show also aims to highlight how understanding credit can play a bigger role in life than people might realize. Craig says she hopes viewers come away with a better appreciation for how credit habits can impact everything from big purchases to long-term plans. 

“A really good credit score is beneficial for so many things — renting, buying a home, getting a car, even starting a business,” she says. “It’s more important than people realize.” 

Her biggest piece of advice? Don’t miss a payment!  

“I wish people knew how important it is to never miss a payment, because it can stay on your credit report for up to 7 years” Craig says. “Thankfully I didn’t, but I’ve seen how easy it is for people to fall behind.” 

Of course, money conversations can be tricky in relationships — especially early on. While Craig admits she may bring the topic up sooner than most, she suggests others take a slightly more measured approach. 

“I’m not normal,” she jokes. “I’d probably ask right away. But for most people, you should build a relationship first and just pay attention to how someone carries themselves financially.” 

Still, she isn’t shy about what she considers a green flag. 

“It makes a man attractive the way he looks, the way he dresses and carries himself,” Craig says. “But it makes him twice as attractive the way he handles his credit line.” 

So what exactly qualifies as Craig’s ideal financial match? 

Someone who uses credit responsibly, keeps their balance below 30% of their limit, automates their payments — and maintains a healthy savings. 

“Diversify your wallet, don’t put all your eggs in one basket,” she says. “And make sure you have a nice savings for yourself… and maybe a little savings for me too.” 

Ultimately, Craig hopes the series shows that credit education doesn’t have to feel intimidating. 

“Prioritizing your credit doesn’t have to be so serious,” she says. “It can be light and fun — but it should definitely stay at the top of your priority list.” 

You’re the Credit One for Me from Credit One Bank is rolling out across social platforms, with new episodes dropping every Thursday.